Arrange your study

Financial arrangements

If you need financial support, you may be eligible for a financial arrangement. On this page you will find a few important financial arrangements for students. 
 

Please note: not all arrangements may apply to your situation. It depends on several factors, including your (part-time) job, residence status, and nationality. Please check carefully whether you meet the requirements.

If you have any questions about options, conditions, private funds or financial difficulties, please contact a student counsellor.  

No rights can be derived from the information on this page.

If you are enrolled at a university in the Netherlands, and you are Dutch or you have the same rights, you might be eligible for student finance. 
If you are not eligible for student finance because of your nationality, you might still be eligible for a student loan. Note that you will always have to pay back the loan, with interest.
 

More information can be found here: Student finance | DUO 

If you are not eligible for student finance or a student loan, but you plan to study to become an educator, you may be eligible for a teaching grant. You must be Dutch or have the same rights. 
More information (Dutch only): Tegemoetkoming leraren | DUO 

 

If you are already qualified to teach, and if you are working as an educator in the Netherlands, you can apply for funding when you continue studying. Application is possible between 1 February and 15 March. 

The government encourages students to pursue a first or second degree in healthcare or education, due to the shortage of staff in these sectors. This means you will pay the statutory tuition fees (instead of the much higher institutional tuition fees) for a programme in healthcare or education. This only applies if your previous degree is not in education or healthcare. 

 

More information: Tuition fees

If you want to study but are not eligible for regular student financing, and are between 30 and 57 years old, you may be eligible for the lifelong learning credit. Note that you will always have to pay back the loan, with interest.

 

More information: Lifelong learning credit | DUO

Are you eligible for student finance and experiencing study delays due to personal circumstances, such as disability or illness? You may be able to apply for financial support through the Profiling Fund (also known as the Performance Grant Provision).

You can find more information on ArtEZ’s intranet. Please read the information carefully to check whether you meet the requirements. 

In some cases, international students with children can apply for childcare benefits. Please check the requirements for each benefit.

More information:

Child benefit | SVB

Supplementary child benefit | Belastingdienst

Childcare benefit | Belastingdienst

 

If you are eligible for student finance and are raising a child on your own while studying, you may be eligible for the single parent allowance.

More information: Single parent | DUO

Do you pay taxes in the Netherlands through your job? You may be eligible for a contribution towards your Dutch health insurance and rent.

 

More information:

Healthcare | Belastingdienst

Rent | Belastingdienst

Are you a refugee from Ukraine? If you live in the Netherlands and are covered by the Temporary Protection Directive, you may be entitled to benefits towards your Dutch health insurance and rent.

 

More information:

Benefits as a refugee from Ukraine | Belastingdienst

Municipalities sometimes offer financial aid for individuals with a lower income. The aid might not be available for international students. Check the requirements on the website of your municipality (only in Dutch):

Bijzondere bijstand | Gemeente Arnhem

Bijzondere bijstand | Gemeente Enschede

Bijzondere bijstand | Gemeente Zwolle

Every municipality has a local social support team ('sociaal wijkteam'). You can contact this team for advice on health, mental health, and financial matters. They can also refer you to other relevant organisations.

You can find more information on your municipality’s website (Dutch only).

Geldzaken | Gemeente Arnhem

Geldzaken | Gemeente Enschede

Geldzaken | Gemeente Zwolle

If you receive student finance and are unable to work while studying due to a disability or chronic illness, you may be eligible for a municipal study benefit. Please check the requirements on your municipality’s website (in Dutch only):

Studietoeslag | Gemeente Arnhem

Studietoeslag | Gemeente Enschede

Studietoeslag | Gemeente Zwolle

If you are receiving unemployment benefits and want to study to improve your chances of finding a job, the UWV may be willing to cover (part of) your tuition fees.

More information: Receiving an unemployment benefit | UWV

 

Do you have questions about your options, the requirements, private funds, or other financial matters? Please contact a student counsellor: Student counsellors | ArtEZ