Staying in the Netherlands also means that you have to get good (health) insurance.
The Netherlands have excellent healthcare but medical expenses can be very high without proper insurance. Students at Dutch higher education institutes are not automatically insured for health care, liability, theft etc. This means that it is mandatory for each individual student to have proper insurance. Students should never be uninsured, not even for a short period of time. Before your arrival in the Netherlands, please check that you are insured according to Dutch health insurance requirements.
For students that are not planning on working next to their studies in the Netherlands ArtEZ recommends a good and complete student insurance through AON (international student insurance). If you want to work in the Netherlands, you are obliged to take out regular Dutch health insurance. Read more about health insurance and other insurances at Nuffic website.
For more information about how to prepare your stay, you can contact the International office of ArtEZ.
If you cause an accident and someone is injured or if you damage someone's property, you are responsible for paying all the costs of the accident. You might, for example, break something in your rented room. Or, on a more serious note, you might cause a road accident.
Accidents like these can be very expensive. You are therefore strongly advised to take out a good liability insurance policy, which will cover the costs in many cases.